Research

Conduct in-depth research on the current application and development trends of technologies such as cloud computing, big data, artificial intelligence, and blockchain in the financial sector, and explore areas for technological innovation and breakthroughs.

Develop digital financial technology standards, technical architecture designs, and security and privacy protection mechanisms to promote the standardisation and normalisation of technology.

Establish a digital finance technology laboratory to conduct experimental verification, prototype development, and application demonstrations of cutting-edge technologies, and promote the commercialisation of technological achievements.

Track and analyse domestic and international cases of digital finance business innovation, summarise successful experiences and models, and provide business innovation ideas and solutions for financial institutions.

Explore the issuance, circulation, and regulatory mechanisms of digital currencies (such as RWA), study the optimisation and innovation of digital payment systems, and promote digital transformation in the payment and settlement sector.

Research innovative business models such as intelligent diagnosis, intelligent assessment, intelligent investment advice, intelligent risk control, and digital insurance to enhance the intelligence level and user experience of financial services.

Conduct research on the integration and innovation of digital finance with inclusive finance, green finance, cross-border finance, and other fields to expand the breadth and depth of financial services.

Study the financial needs and pain points in industrial digitalisation transformation, and explore paths and models for digital finance to support the digital upgrading of traditional industries, such as financial services for manufacturing digitalisation transformation and agricultural digital finance innovation.

Analyse the financial ecosystem characteristics of digital industrial clusters, construct a financial service system for digital industrial clusters, and provide precise and customised financial solutions for enterprises in industrial clusters.

Explore strategies to address the challenges of digital financing for small and medium-sized enterprises (SMEs), study the application of innovative models such as digital intelligent finance platforms and digital supply chain finance in SME financing, and promote the digital development of SMEs.

Conduct research on the integration and innovation of digital finance and industrial internet, promote the expansion and optimisation of financial service functions on industrial internet platforms, and achieve deep synergy between industry and finance.

Monitor national and local policy and regulatory developments in digital finance, conduct policy interpretation and evaluation, and provide policy consulting services to financial institutions and enterprises.

Research innovative regulatory models and mechanisms for digital finance, explore the application of new regulatory tools such as regulatory sandboxes and penetrative supervision in the digital finance sector, and balance innovation with risk control.

Analyse the risk characteristics and transmission mechanisms of digital finance, study risk monitoring, early warning, and disposal technologies, and establish a risk control system for digital finance to ensure the stable operation of the digital finance market.

Conduct research on the ethics and social responsibility of digital finance, guide the sustainable development of the digital finance industry, and promote the harmonious coexistence of finance and society.